Terms Of Use

As consideration for allowing an individual (User) to view the Content on this Site, Users agree to the following terms and conditions of use (Website Terms and Conditions).

14 Collings Pty Ltd (operating as Pearl Wealth Solutions, referred to as ‘Pearl’ within this document) provides Users with access to the Content and Facilities on this Site pursuant to a non-exclusive, worldwide, non-transferable licence contained in these Website Terms and Conditions.

By viewing the Content, using the Facilities on the Site, Users acknowledge and agree that they have had sufficient opportunity to read and understand these Website Terms and Conditions, and that they are legally able to agree to be bound by them. If the User does not agree to these Website Terms and Conditions, please leave this Site immediately.

Any changes to these Website Terms and Conditions will appear on our Site or otherwise be brought to your attention.

Definitions

Content means the written material, documents, graphics and all the works shown in physical form on the Site including without limitation all text, alt tags, feedback, graphics, photographs, trademarks, logos, sound, music, artwork and computer code.

Facilities means any feature that appears on the Site for Users to use that is not Content.

Permitted Use of Content and Facilities

Unless otherwise indicated, Pearl reserves all copyright in the Content and design of the Site. Pearl owns all such copyright and provide it to Users it under the terms of a limited licence embodied in these Terms and Conditions each time Users visit the Site.

Users may download, print or copy Content provided on the Site for their own use. Unless provided with a mechanism to do so, Users must not sell, lease, furnish or otherwise permit or cause others to provide access to the Site.

Users must not use, reproduce, communicate, publish, or distribute any of the Content on this Site, unless this constitutes a fair dealing for the purposes of the Copyright Act 1968 (Cth) (Act). In particular, Users must not reproduce or use any of the information on our Site for commercial benefit.

Other than for the purposes of and subject to the conditions prescribed under the Act as otherwise provided for in these Terms and Conditions, no part of the Content may in any form or by any means (including framing, screen scraping, electronic, mechanical, microcopying, photocopying or recording) be reproduced, adapted, stored in a retrieval system or transmitted without prior written permission.

Trademarks

Pearl is the owner of several common law (or where indicated), registered trade marks which appear on the Site. Unauthorised use of these trademarks will infringe  intellectual property rights. If a User has infringed Pearl rights in this regard Pearl reserves its right to take action against the User.

Prohibitions on Use

This Site and the information and facilities contained herein must not be used in any manner that infringes Pearl’s rights. Users must not:

  • data mine or conduct automated searches on this Site or the Content on this Site, whether through the use of additional software or otherwise;

  • frame or mirror this Site;

  • tamper with, hinder the operation of, or make unauthorised modifications to the Site or any of its Content;

  • transmit any virus, worm or other disabling feature to or via this Site;

  • abuse, defame, harass, stalk, threaten or otherwise violate Pearl’s legal rights;

  • advertise or offer to sell any goods or services, or conduct or forward surveys, contests, or chain letters from this Site or the domain; and

  • delete any author attributions, legal notices or proprietary designations or labels in any file that is uploaded by a User.

Privacy Policy

In using the Website, Users are deemed to also accept the terms and conditions of Pearl’s Privacy Policy.

Provision of Service

Pearl may without notice suspend access to the Site or disconnect or deny Users access to any part of the Site during any technical failure or maintenance period.

Pearl may also choose at Pearl’s sole discretion to block or deny any particular User with access to any of the Content or Facilities contained on the Site.

Pearl may make improvements and or changes to Site and the Content at any time without notice. Pearl does not warrant that the information architecture or navigation will not change now or at any time in future.

Limitation of Liability

Users access the Site at their own risk and are responsible for compliance with the laws of their jurisdiction in addition to these Terms and Conditions.

Pearl makes the Site available for Users to use, however it do not assume a duty of care to Users. Pearl makes no representation and provide no warranty regarding the quality, accuracy, completeness, merchantability or fitness for purpose of the Content on the Site.

If relying on the Content, Users must make their own investigations to ensure its accuracy before relying on the Content.

No warranty or representation that the Pearl Site and the Content will not cause damage or are free from any computer virus or any other defects or errors is made.

Where any law implies a warranty into these Terms and Conditions, which may not lawfully be excluded, then to the maximum extent permitted by law, Pearl’s liability for breach of the warranty will at the option of Pearl be limited to the supply of the product or services again, or the payment of the cost of having them supplied again.

Where liability cannot be excluded, any liability incurred in relation to the use of the Site or the Content is limited as provided under the Competition and Consumer Act 2010 (Cth).

Under no circumstances will Pearl be liable for any incidental, special or consequential damages, including damages for loss of business or other profits arising in relation to use or reliance on Content on the Site.

Links to Third Party Sites

Pearl do not represent that the Content on other websites to which this Site contains links to, does not inadvertently infringe the intellectual property rights of any person anywhere in the world.

By inadvertently linking to infringing third party content, Pearl are not authorising infringement of any intellectual property rights contained on those websites. Please contact us at info@pearlwealth.com.au to notify us of any links you allege are infringements.